See How the Toyota Financing Process Works

Our goal at Central City Toyota is to provide every individual with the opportunity to own a safe and reliable car, even if you have less-than-stellar credit. Continue reading to learn more about our financing process. 

How the Financing Process Works

See If You Prequalify

The first step in the financing process is to get pre-qualified for any of our available loans. The application process is quick and easy which essentially provides us with an overview of your current financial situation. Based on a few factors including your income, employer, and housing costs, we will compile a list of available loan options for you to consider. 

Compare Your Loan Options

Once you know which loans you qualify for, you can examine them in more detail to decide which option would best fit within your monthly budget. Using our available online payment calculator, you can get a better idea of what your monthly payments will be by adjusting the down payment, interest rate, and loan term.  

Other Financing Tools

Trade-In Your Vehicle

If you’re planning to upgrade your current vehicle, request an automatic trade-in appraisal for an almost instant quote based on Kelley Blue Book values that can be applied to your next car purchase. We pay top dollar for quality vehicles and the appraisal takes less than ten seconds to complete. Skip the headache of trying to sell your car independently and let us upgrade your vehicle in a single step. 

Special Offers

Throughout the year, we highlight some of our favorite models in the dealership by offering used Toyota specials. Check out which specials are available today and be sure to check back to see which financing specials we may offer next. 

Find Your Next Vehicle Philadelphia, PA

Now that you understand how our financing process works, visit Central City Toyota to take advantage of these loans, specials, and tools so you can drive home in the car of your dreams. We have an impressive inventory of used Toyota cars for sale in Philadelphia, PA. Our finance center is ready to help you explore which financing options are right for you and your budget. Give us a call today or drop by our dealership to schedule a test drive.

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