Understanding the Financing Process
Are you looking to drive a Toyota car, truck, or SUV without taking out a loan to buy it outright? If so, then a car lease might be the perfect option for you. With Toyota lease deals in Philadelphia, you can finance your usage of the vehicle at affordable monthly rates, no matter your financial situation. Learn more about the financing process at Central City Toyota below.
Finance Prequalification
The first step in the leasing process for Toyota cars is getting prequalified for financing. You’ll need to provide your personal details such as full name, email, and phone number, as well as details of the vehicle you want to lease. Having good credit puts you in good light with lessors, but you can still get pre-approved even if you have less-than-perfect credit.
If you have a bad credit score, expect to pay expensive monthly rates for your car lease if you get prequalified. Bad credit shows you’re likely to default on payments, and that may discourage lessors from doing business with you at lower prices.
Car Valuation
If you’re trading in your current vehicle as part of the new car lease agreement at a dealership, it’s vital to know its value. When negotiating the trade-in price, focus on cap cost reduction to lower your monthly payments as much as possible. A higher trade-in price translates to a bigger down payment, which means cheaper monthly payments over the lease term.
Payment Calculation
The next step is calculating your monthly payments. Several factors come into play here, including the following:
- Principal amount (original loan amount)
- Down payment size
- Trade-in value of the car
- Loan term (duration of the lease)
- The annual percentage rate (APR)
The smaller the difference between the trade-in value of the car and down payment amount, the lower your monthly lease payments will be. A lower APR and longer loan repayment period also help reduce the monthly payments. However, the latter doesn’t help you save money on the lease’s overall cost. If a car dealer handles your financing, the APR often includes a fee that compensates them for that.
Leasing a Toyota lets you drive your preferred vehicle at a monthly price that fits your budget. But you should know how to do it correctly to secure the best deal. The professional finance managers at Central City Toyota have the knowledge, expertise, and experience to guide you through the financing process for car leases and help find the best used vehicle for sale.
What Makes a Toyota the Perfect First Car
Is the Toyota dealership near me the best place to find my first car? Toyota has a long reputation as a trustworthy brand. Better yet, they have cutting-edge safety features and fuel efficiency. Visiting a Toyota Philadelphia dealership makes it easy to find options teens and parents agree on.
4 Reasons To Visit a Philadelphia Car Dealership for Your First Toyota
1. Safety First
It’s always wise to invest in a car with high-quality safety features, especially for your first car. Toyotas put safety first. For example, the 2021 Toyota Camry SE comes with a backup camera and lane departure warning. These features are the future, so it’s great to start your driving life with them now.
2. Wide Selection
Toyota has options for a wide variety of priorities. For example, you may be looking for a car, truck, or SUV. Or, maybe your budget is the most important part. Toyota dealerships offer quality cars that prioritize safety features with options under a $10,000 budget.
At a quality dealership, the wide selection makes it easier to find the amenities a first-time car owner enjoys. For example, you can still find a car with important safety features that also comes in your preferred color.
3. Hybrid Cars
Toyota also has options for the eco-conscious young driver looking for a hybrid. The 2018 Toyota Prius Two is a great example of a hybrid that gets 50 MPG on the highway. Making it a lot easier to save on gas. The Prius Two also comes with a backup camera, lane departure warning, and blind spot monitor.
4. Easy Maintenance
There is a lot to get used to as a new driver. One of those things is proper car maintenance. Toyota is a well-known brand with easy-to-find replacement parts, especially at the dealership.
You can bring your new car to the dealership to get regular maintenance from expert Toyota technicians. This prioritizes safety and the longevity of your first car.
Buying your first car is something you’ll never forget. You want to find one that is reliable, safe, and easy to maintain. Visit Central City Toyota now to see our inventory of quality used cars.
Why Are Used Toyota Cars So Popular?
Have you been searching used car dealerships trying to find a vehicle that gives you what you need as a driver? Thousands of people across the country choose used Toyotas like the used Toyota Camry for sale in Philadelphia for their everyday commutes and drives. Check out the guide below to learn more about what makes vehicles like the used Toyota Corolla for sale in Philadelphia so popular among drivers everywhere.
Reliability Over Time
One reason that keeps drivers coming back to the Toyota brand year after year is the proven reliability these vehicles boast. Drivers know that when they purchase a Toyota, they’ll be getting a vehicle that will keep working well into the hundreds of thousands of miles.
Exciting, Efficient Performance
You’ll look forward to every drive you have ahead of you when you have the sporty, athletic performance that a Toyota provides. Not only that, but these vehicles are engineered for maximum fuel efficiency. This helps you save on energy costs and also reduces your environmental impact, letting you meet your transportation needs in a more sustainable way.
Exceptional Value
Choosing a used vehicle lets you get the quality driving experience you desire at a much more competitive price. Combine that with the fuel efficiency and longevity that a Toyota gives you, and you get a deal that gives you exceptional value for that extremely affordable price.
Great Examples of Used Toyotas
Used Toyota Camry for Sale in Philadelphia
With an eye-catching exterior that shows off a sleek style, a comfortable interior equipped with all the tech you need, and performance that is both sporty and economical, it’s no surprise the Camry is such a popular choice among drivers. This vehicle excels in all categories to leave competitors’ sedans trailing in its wake.
One important area where the Camry goes above and beyond is safety. Advanced features included in the Toyota Safety Sense system, such as dynamic radar cruise control, help to keep you and your passengers safe every time you get behind the wheel. This proactive approach to safety consistently earns the Camry high marks from the IIHS.
Used Toyota Corolla for Sale in Philadelphia
Looking for a vehicle that’s great for everything from your everyday commute to the next big road trip you’re going on? The Toyota Corolla fits the bill. Available in both sedan and hatchback styles, the Corolla is incredibly customizable, letting you find a vehicle that speaks to your unique tastes.
Technology enhances every aspect of what you get from the Corolla. The available Smart Key system lets you begin your ride with a simple press of a button. You’ll also have first-class entertainment at your fingertips with the intuitive layout of the Toyota audio multimedia display.
Outstanding Deals at Local Used Car Dealerships
These aren’t the only used Toyotas you can drive home in when you visit our dealership. We have plenty more great used vehicles to show you, all available at exceptional prices that will let you get the driving experience of your dreams without going outside your budget. Check out our inventory of used vehicles at Central City Toyota!
Why You Should Buy a Toyota Hybrid
Finding a reliable, eco-friendly, and budget-conscious vehicle is always tough, but used Toyota Hybrids are a smart choice. With hybrid options like the used Toyota Corolla for sale in Philadelphia, the ever-popular used Toyota Camry for sale in Philadelphia, and the versatile used Toyota RAV4 for sale in Philadelphia, we have options for used cars in Philadelphia that will meet your needs.
Why Toyota?
Toyotas are known for their reliability. In fact, Toyota has been ranked as the most reliable new and used car brand for many years. Toyota uses high-quality materials and advanced engineering to ensure its cars can truly go the distance and have high resale value. Plus, Toyota hybrids actually deliver on their promise of fuel efficiency, so it’s hard to find a more recommended used car than a Toyota.Hybrids to Consider
Used Toyota Corolla for Sale in Philadelphia
The Toyota Corolla can get up to 52 mpg in the city and 50 mpg on the highway, depending on the year, making this a reliable and efficient city driver. Most used models from the last few years will also come standard with Toyota Safety Sense 2.0. The Corolla Hybrid has also been named a Top Safety Pick by the Insurance Institute for Highway Safety.Used Toyota Camry for Sale in Philadelphia
The Corolla’s big brother, the Camry, is a roomy, midsized sedan. Recent hybrid models easily get 46 to 52 mpg combined, and the Camry offers a bit more space than the Corolla while still being efficient and easy to drive in urban settings. It’s the perfect choice for couples and smaller families. The Camry Hybrid also has Toyota Safety Sense 2.0 and gets high marks as a Top Safety Pick with the IIHS.Used Toyota RAV4 for Sale in Philadelphia
For those who need a bit more room, the RAV4 is a great choice. It also gets excellent gas mileage – a 2021, for example, has a combined rating of 40 mpg – but it has a punchier engine, more space, and more generous ground clearance than the sedans. Expect Toyota Safety Sense 2.0 and exceptional safety features here, too.Recent Hybrid Upgrades
Toyota is constantly innovating, so while their vehicles have always been a great value, some of the most recent improvements in the last couple of years include:- Increased fuel efficiency: these hybrids now get even better gas mileage
- More features: recent model Toyota hybrids now come standard with many features that were once only available as options, such as heated seats and a sunroof
- Cutting-edge tech: you can expect all the latest technology, such as Apple CarPlay and Android Auto, on any late-model vehicle from Toyota
See the Best Hybrid Used Cars in Philadelphia
A Toyota hybrid is a superb choice, will save you money on fuel and repairs and last many years to come. Come test drive one at Central City Toyota of Philadelphia today.5 Reasons You Should Buy A Used Toyota
There are good reasons many people prefer used cars for sale. Some are averse to the higher cost, while others appreciate the practical advantages of buying used. Let’s delve into five compelling reasons why previously-owned Toyota models should be what you’re on the hunt for when you search used cars for sale near me.
Pocket-Friendly Prices Tame Depreciation
When you opt for a pre-loved Toyota, you’re not only dodging a hefty initial payment but also securing a fantastic deal. Known for their reliability, Toyotas maintain their quality over time. For this reason, among others, used Toyotas experience a gentler depreciation curve than other brands.
While all new vehicles of any make will shed value most dramatically in their first year, with losses of up to 30% in the initial two years, pre-owned Toyotas depreciate at a much more leisurely pace. Plus, they retain their worth more effectively than their rivals, so even after you’ve bought a used one, you’ll lose less over time.
Reduced Insurance Expenses
Traditional insurance policies typically cover your vehicle’s value at the time of an accident. Due to depreciation and other factors, new car owners often need gap insurance to bridge the difference between what they paid and what their rapidly depreciating new car has already lost just by driving off the lot.
However, since pre-owned Toyotas depreciate so slowly, the gap shrinks, resulting in lower insurance premiums.
Minimal Maintenance Demands
Toyota has earned a reputation for crafting sturdy, dependable vehicles, which means these cars not only offer affordability but also demand fewer maintenance expenses. A Toyota is designed for the long haul, so you can expect to spend less on automotive repairs compared to other used cars.
When you buy a quality, certified, pre-owned Toyota, you can be confident that it’s in good shape and won’t disappoint you.
Unparalleled Quality
Toyota consistently outshines its competition regarding reliability, as demonstrated by annual Consumer Reports ratings. This dependability means your pre-owned Toyota has the potential to last well beyond the 200,000-mile mark. By choosing a used Toyota, you invest in a vehicle you know will last.
Eco-Friendly Options
By giving any used car a new lease on life, you’re reducing waste and lowering the demand for natural resources needed to produce new vehicles. Plus, Toyota was one of the first to pioneer excellent hybrid options, which are reliable, and now make good eco-friendly second-hand cars.
Find the Best Used Cars for Sale in Philadelphia
Consider the undeniable value of a pre-owned Toyota: it’s trustworthy, economical, eco-friendly, and built to stand the test of time. Skip the other used car lots and head to Central City Toyota, where we have a full inventory of certified pre-owned vehicles and affordable options.
Tips from Your Neighborhood Used Car Dealership in Philadelphia: Preparing for Car Care Month
October is car care month, which means that keeping the vehicle you got from your local car dealership in Philadelphia is in the spotlight. Wondering how to properly care for any cars for sale in Philadelphia, PA? Check out the tips below from the experts at your neighborhood used car dealership in Philadelphia to make sure that you and your vehicle are ready.
Tips from Your Neighborhood Used Car Dealership in Philadelphia: Preparing for Car Care Month
Check Your Wipers and Fluid
The falling leaves and rainy weather that fall brings with it require your windshield wipers to be in good condition to get through the season. You’ll also need adequate de-icer fluid to help you get through the colder weather that comes with this time of year. Replace your windshield wipers as needed and top off your fluid levels as part of your car care month routine.
Make Sure Your Lights are Working
Headlights and other lights on your vehicle are crucial to your safety. They allow you to see in low-visibility conditions and make it easier for other drivers to see you, as well. Check your lights as part of your car care month routine. If any lights are out, they should be promptly replaced, while cleaning can help the lights shine with more clarity.
Get Battery Service at Your Local Car Dealership in Philadelphia
Your vehicle’s battery needs to be working properly to power the ignition process and the other electrical components of your vehicle. Corrosion and other issues may arise over the lifespan of your battery. Have an experienced service technician check out your battery to make sure it’s in good shape for all the drives you have ahead of you.
Find Cars for Sale in Philadelphia, PA
Need to upgrade your ride for the year ahead? Or maybe you’re just looking for an experienced service department to help you cross off your car care month checklist? Whatever your needs are as a driver, our team is ready to help you out after you schedule an appointment today. We’ll make sure you have everything you need for success on the road ahead.
We’re your one-stop destination for everything you need as a driver. Stop in for a visit at Central City Toyota today!
When looking for your next vehicle, you should consider buying an SUV from a used car dealership in Philadelphia. Options such as the used Toyota RAV4 for sale in Philadelphia will give you the reliability and value you’re looking for. Here are some advantages you’ll enjoy when choosing a used SUV among other cars for sale in Philadelphia, PA.
Why Buy a Used SUV from a Used Car Dealership in Philadelphia?
Better Value for Your Money
When drivers are looking for their next vehicle, they want to get the best possible value for every hard-earned dollar spent. Buying a used vehicle is a great way to maximize your investment. Not only will you get a lower initial price for a similar quality vehicle, but used vehicles depreciate more slowly than new ones. Your used vehicle will hold its value better over time.
Reliable Cars for Sale in Philadelphia, PA
Another reason drivers love used SUVs is that properly maintained, they are consistently reliable over time. Because these vehicles are designed to take on the rugged conditions off-road trails can bring, they are built to withstand wear and tear and keep running over the long haul. When you choose a used SUV as your next vehicle, you’ll make a purchase that will be a part of your life for many years.
One Outstanding Option: Used Toyota RAV4 for Sale in Philadelphia
There are many great used SUVs to choose from, but one that stands out for its quality is the Toyota RAV4. This ruggedly capable vehicle comes equipped with all-wheel drive to give you the traction and control needed when you’re up against harsh conditions. Exterior colors like Blueprint or Silver Sky and a dynamic body shape make this model as stylish as it is efficient.
Our team is standing by to help you find a used vehicle you’ll love. Come to Central City Toyota and drive home in a vehicle that exceeds your expectations!
Great Summer Road Trip Used Cars for Sale
Summer road trips are a great way to have fun and create memories. Whether you’re off to take a road trip with your family, hit the open road with friends, or even make a solo trip to somewhere you’ve never been, you will need one key thing: a reliable vehicle. Let’s take a closer look below at what’s important for a road tripper and some fan favorite car options.
Take a Road Trip in a Used Car This Summer
In addition to being reliable, your road trip vehicle needs to be comfortable for the long haul, and safe for you and your passengers. In today’s economy, it’s imperative that you have good fuel efficiency so you can save your money for tours, local cuisine, and souvenirs. Quality pre-owned vehicles like our used cars for sale in Philadelphia, PA fit the bill and allow you to repurpose your savings throughout your trip.
Toyota RAV4 Has Exceptional Legroom and Safety Ratings
When shopping for used cars for sale in Upper Darby, Drexel Hill, or the surrounding area, make sure that you visit Central City Toyota first. We have an outstanding selection of used options. Such as Toyota RAV4’s. This superior crossover has been rated as one of the best choices for road trips. Ample legroom, easy ride, exceptional safety features, and excellent gas mileage ensure smooth sailing, and she is oh-so photogenic.
Toyota Camry Boasts Excellent Fuel Economy
Or how about a used Toyota Camry? The Camry is renowned for durability and outstanding gas mileage, but did you know the Camry has adaptive cruise control? Including standard safety features, this outstanding machine combines performance and style with ample legroom for a relaxing drive down the long road ahead.
Compact Toyota Corolla Interior Feels Like a Midsize
We also recommend a used Toyota Corolla for your excursion. Surprisingly, this compact car offers a lot of perks for the long haul. Take for instance its full contingency of Automatic Driver-Assistance Safety (ADAS) features, radar cruise control, multi-adjustable driver’s seat, and above-the-board fuel efficiency. We can help you find incredible Toyota lease deals in Philadelphia for your very own used Corolla.
Central City Toyota is Your Destination for Used Cars
Browse through our great selection of new and used cars for sale in Philadelphia to find your ideal ride. Call our sales team at (215) 596-1986 to get answers to your questions or to schedule a test drive.
If you already have a vehicle that you love, but you’re not sure if it is ready for the open road, we can help ensure it’s road-ready. Bring your vehicle to our service center for a full inspection or to take care of routine maintenance needs. When it comes to qualified service and repair, our team of qualified mechanics has you covered.
Trust ToyotaCare for Your New Car
At Central City Toyota, we believe exceptional service shouldn’t end when you drive away from our dealership. That’s why we include ToyotaCare with the purchase or lease of every new Toyota at our car dealership in Philadelphia.
What is ToyotaCare?
ToyotaCare is a maintenance and roadside assistance package that is included at no extra cost to you when your purchase or lease a new Toyota car, truck or SUV from Central City. ToyotaCare covers recommended factory maintenance and provides drivers with some added peace of mind knowing their Toyota is in good care. This program includes:
Routine Maintenance
If you need a Toyota oil change in Philadelphia, ToyotaCare has you covered. The routine maintenance package is good for two years or 25,000 miles (whichever comes first). Enjoy the following routine maintenance services with your new Toyota:
- Oil and filter changes
- Tire rotations
- Multi-point inspections
- Fluid checks and top-offs
Maintenance schedules and intervals for services are determined by the manufacturer’s recommendation and may vary based on model.
Roadside Assistance
Roadside assistance is good for two years regardless or how many miles you travel and is available 24 hours per day, seven days per week. This protection includes:
- Battery jump starts
- Tire changes
- Lockout service
- Removal from snow, mud, ditches or other scenarios in which you become stuck
- Fuel delivery if you run out of gas
- Towing to a Toyota dealership
Your Toyota may also be eligible for ToyotaCare Plus, which offers all the above services for four years or 45,000 miles for maintenance and four years with unlimited mileage for roadside assistance. Contact us to learn more about ToyotaCare Plus.
Your Destination for Auto Repair and Service
ToyotaCare is trusted care. But not only do we offer ToyotaCare with all new vehicles, we also have you covered for all other types of maintenance and repairs.
Our service center covers all the bases, from the best Toyota tire service in Philadelphia to our catalog of genuine OEM parts and more. Browse our Toyota service coupons for the best maintenance deals and schedule your appointment with us today.
Toyota RAV4 vs. Subaru Forester
Crossover SUVs are extremely popular because they can provide drivers with the comfort and style they want, while still getting great fuel economy and a reasonable price tag. If you are in the market for one of these vehicles, you will likely have heard of the Toyota RAV4 and the Subaru Forester since they are both very popular options. Let’s compare these two great vehicles to see which one will work best for you.
Driving Performance
Both of these vehicles will provide you with plenty of power and acceleration to keep the drive comfortable and fun. If performance is a key factor for you, the RAV4 does have more horsepower (204hp) than the Forester (182) and slightly more torque (184 vs 176). Both vehicles have automatic transmissions that will shift at just the right moments to give you the control you need in any situation.
Safety Features
If you are looking for a used car for sale in Philadelphia, PA, you will be happy to see that safety has been a priority for both Toyota and Subaru from the outset. Depending on which model year you choose, you will get great features like lane assist, blind-spot warning, and adaptive cruise control on both vehicles. Newer model years of the Toyota RAV4 do have a nice traffic sign recognition system that can help to make driving even safer (and easier).
Technology and Entertainment
The Toyota RAV4 and Subaru Forester both have great overall tech and infotainment features. You can connect your Bluetooth devices to either vehicle to play your own music in their quality sounds systems. The Forester has a 6.5-inch touch screen that allows you to control many different aspects of the vehicle. Toyota has opted for the larger 7-inch touchscreen on their RAV4, and if you get one with a premium package you can enjoy a 9-inch display.
Test Drive Today
There is really no doubt that both the RAV4 and the Forester are great vehicles that drivers really love. For better horsepower, advanced safety features, and cabin comfort we suggest the Toyota RAV4. If you are looking to go pre-owned this year, check out our used car dealership in Philadelphia. We provide shoppers in Philadelphia, Upper Darby, Drexel Hill, and the surrounding area a huge selection of used Toyota RAV4’s for sale as well as vehicles from other manufacturers. Give us a call at (215) 596-1986 to talk to one of our sales professionals, or stop in to see us today and we can discuss our excellent financing specials and get you behind the wheel for a test drive.
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